Credit card donations and match payments are processed through CGDS on a monthly schedule. International organizations are paid through CGDS in partnership with CAF America using the process flow outlined below.
- CyberGrants will generate the batching of approved transactions for payment. All gifts are settled in USD (for organizations outside of Canada) or CAD (for organizations in Canada).
- The CGDS invoice will be generated and sent to the appropriate administrator for the account to be funded.
- CAF America can pay some international organizations (outside of the U.S. and Canada) directly (Direct Pay tax source) but works with its network of affiliate partners to pay other non-U.S./non-Canada organizations (Expedite Partner tax source). Click here for more information regarding CAF America Tax Sources.
- In the case that a payment needs to be redirected, CGDS will manage the redirection process.
CGDS and Credit Card Fee Coverage:
Admins can opt to cover either or both the credit card merchant fee (~3.31% / 4.21% for AMEX cards) and the International CGDS fee (5%). There is no cap for International CGDS fees. Both fees are based on a percentage and deducted at the time of payment. Donations to CAF America-verified organizations may also be affected by international exchange rates, given their conversion to USD. Foreign transaction fee coverage is determined by the donor's bank, and the deducted amount, if applicable, is not captured in the request. For more information on Credit Card and CGDS fees, visit Credit Card and CGDS Fee Calculation.
Back to Payments and Disbursements
Back to Homepage
